Simplified

Streamline Your Diligence Experience

Discover the user-friendly platform that revolutionizes tenant financial due diligence.

Simplify

Transparent Communication Channels for Tenants and Landlords

Otso facilitates seamless and transparent communication between tenants and landlords, ensuring a smooth leasing experience. With our platform, tenants can easily connect with landlords, ask questions, and receive prompt responses.

Instant Communication

Efficient Issue Resolution

Enhanced Tenant-Landlord Relationship

How Tenants Use Otso Platform

Check email and receive a secure link. One click and the application begins.

Complete the Application

Provide identity and financial information securely all online. Our average time to complete is less than 8 minutes.

Landlord Review

Landlords receive a comprehensive report on financial health and background within 24 hours.

shopcore atlanta retail
"Otso Credit team was quick, efficient and professional."

Adil

Lease Prospect

retail street view
"Very satisfied, very easy to use thanks!"

Doug

Lease Prospect

FAQs

Find answers to common questions about our platform, underwriting process, and benefits.

How does commercial lease approval with Otso work?

Otso is an AI-powered Underwriting as a Service (UaaS) platform that delivers comprehensive financial reports in under 24 hours for commercial leases. Our innovative technology combines the power of AI with human expertise to ensure accuracy and reliability. By streamlining the commercial lease underwriting process, Otso helps landlords make faster, smarter, and more secure leasing decisions. We securely and efficiently collect the information necessary for your Landlord to make a decision on your creditworthiness in a matter of minutes.

Is my data secure?

Yes, your data is highly secure with Otso. We partner with AWS, utilizing 256-bit encryption, and collaborate with industry leaders like Plaid and Experian. Our platform is fully compliant with global data protection regulations, ensuring the utmost security and privacy for your tenants' financial information.

How long does it take to get a financial report?

With Otso, you can get a comprehensive financial report in under 24 hours. Our AI-powered platform eliminates the lengthy traditional due diligence processes, which can take weeks. By leveraging cutting-edge technology, we help you close leases 21 days faster on average.

What Documents do I need for a commercial lease approval?

For a Mature Entity (older than 3 years): Landlords typically verify business stability and ability to pay: 2–3 years of corporate financials (profit and loss statements, income statement, balance sheet), recent bank statements showing sufficient liquidity, business credit or trade history, and—when the business is new or closely held—personal guarantor information.

For a newer entity or in personal guarantor situations, expect to provide personal financials such as bank statements, credit report, background, financial statements and more. Otso automates all of this in a secure fashion for both you as the commercial lease applicant and Landlord.

What types of properties does Otso support?

Otso supports a wide range of property types, including office, retail, and industrial properties. Whether you are an individual landlord or a corporate entity, our platform is adaptable to your specific financial assessments. Experience the Otso advantage across your entire portfolio.

Still have questions?

Contact us today!